Loan Products

Operating Loans are offered to support the direct production expenses of an agricultural producer.  Operating Loans carry a short maturity and is typically secured with current assets such as crop and livestock inventories and related receivables. The amount of the Operating Loan is typically driven by the estimated value of the current assets being financed. Revolving Feature is available.

Contact your AgQuest BRM for more information! 

Companion® Complete Loans are designed to create a dynamic link between agricultural producers and their locally-owned and managed grain and farm supply retailers. Complete is a traditional full-operating line of credit that rewards the patron/producer with competitive product costs and operating interest rates based on the customer’s volume of input purchases and the amount of crop marketed through the participating retailer. Revolving and second year loan options are  available.

Companion® Direct Loans give you a line of credit to be used for purchases only and offers three financing options for greater flexibility and convenience. Direct loans also have the advantage of less up-front paperwork and quick turnaround time on credit.

Direct 1: Secured line of credit

Direct 2: Best available position with up to $250K of unsecured credit

Direct 3: Unsecured line of credit up to $250K

Real Estate Loans are long-term loans collateralized by real estate, which generally includes unimproved farm ground, rural residences and traditional farm sites. Not to be used when the value of the real estate is primarily derived from facilities/improvements.  [popup url=””]Loan Calculator, Click Here[/popup]

Machinery and Equipment Loans are intermediate term loans collateralized by all the borrower’s machinery and equipment inventory. A priority position on machinery and equipment is required.  [popup url=””]Loan Calculator, Click Here[/popup]

Facility Loans are secured with real estate that is improved with a livestock facility such as swine finishing barns and dairy milking parlors or other types of real estate fixtures such as grain bins and machine sheds.   [popup url=””]Loan Calculator, Click Here[/popup]

Leasing is one of the fastest growing ways of acquiring equipment in business today. Leasing can put the equipment to work for you with real cash flow advantages without using major capital investment.

Leases are through our sister company Northland Capital, to find out more Click Here!