Many producers carry peak-season grain coverage with us. With the steady (and sometimes spectacular) increases we’ve experienced in grain prices over the past few years, it’s a good idea to touch base with us and make sure your policy values are still in line with the real value of your stored grain.
If you don’t carry peak-season grain coverage and are wondering what we’re talking about, here’s a quick explanation. The normal property insurance policy would cover the bins on your farm in the event of loss— for example, a windstorm ruptures a bin. The grain inside, however, would not be covered. Peak-season grain coverage insures the grain against loss. And, it is structured so that the coverage is adjusted as the volume of stored crop changes. Give me a call at 320-523-5824 to review your coverage or get the details about peak-season coverage. And, of course, if you’re in the market for farm coverage from someone who really understands the unique risks involved in agriculture.
For more information or for a quote give our Property & Casualty Specialist Amber Weber a call at 320-894-0663.
AgQuest Insurance Agency is an Equal Opportunity Provider.
AgQuest offers “one-stop shopping” for all of your agricultural finance and insurance needs, including operating loans, real estate loans, machinery & equipment loans and leasing, a full line of ag insurance options such as crop insurance, precision farming and Livestock Gross Margin Insurance.