VPI / VCDI

VPI (Variable Pricing Index) / VCDI (Variable Companion Direct Index)

We are your local lender working through your local farm supply retailer. The VPI and VCDI will allow us to meet the needs of our customers today, as we have in the past, and well into the future.

Our VPI and VCDI are based off of our cost of funds.

Current Rates:

VPI:  5.25%

VCDI:  7.25%

Effective Date: January 3, 2017

 

VPI and VCDI effective date typically start the first of each month.

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Historical Rates

  AQ VPI** AQ VCDI***
Jan 2016 – Dec 2016 5.00% 7.00%
Aug 2013 – Dec 2015 4.75% 6.75%
Aug 2012 – Jul 2013 4.75% 7.25%
Feb 2012 – Jul 2012 5.00% 7.50%
Mar 2010 – Jan 2012 5.50% 7.50%
Sept 2009 – Feb 2010 5.50%  
Aug 2009 5.25%  
Apr 2009 – Jul 2009 5.00%  
Jan 2009 – Mar 2009 4.75%  
Dec 2008 5.25%  
Oct 2008 – Nov 2008 6.25%  

 

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